Think Outside the Banks

You may not have heard of MAS before today. The reason for that is simple: we prefer to concentrate on servicing Australian home buyers from behind the scenes instead of making headlines and expensive ad campaigns. Headquartered in Sydney, MAS has provided mortgage lending services throughout Australia since 2002.

MAS was founded by two entrepreneurial minds, and a group of experienced bankers. Along with experienced advisers, they formulated the MAS operating plan to provide mortgages to clients with speed, flexibility and local decision making.



MAS prides itself on providing innovative financial solutions for our customers.



Let MAS make the most of your next business and commercial investment.



From reports, to bonds, to mortgage protection – MAS has you covered.


Manage Your Loan Online With Ease

The Team

MAS was founded in 2003 by Troy Phillips and Brett Hartley. They identified the need for an innovative mortgage and financial services business which takes a holistic and long term view of their client’s financial needs.

MAS has built its reputation on providing private banking style service to every client:  one-on one service, new and innovative home loan products, fast approvals, and providing a real alternative to the big banks.



NAB Commentary: US Economic Update – June 2019

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Trade disputes continue to cast a shadow over the US economic outlook. While recent data suggest some upside risk to our Q2 GDP forecast, business surveys point to a slowing economy. The Fed is getting ready to cut rates; we expect two 25bp reductions in the federal funds rate, with…

US Economic Update, January 2019

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Market turbulence to weigh on growth in 2019   ·        The significant tightening in US financial conditions since October is expected to weigh on US growth over 2019.   ·        A partial US government shutdown and slowing global growth add to the headwinds.   ·        While growth may move modestly…

The Forward View – Australia, November 2018

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A healthy growth outlook but some concerns about the consumer   ·        The economy grew at a strong pace over the first half of 2018 – with output expanding by over 4% in annualised terms. Looking forward, we expect growth to slow in annual terms, though still at a pace…


Our wholesale funding providers are some of Australia’s largest banks and include:

MAS provides an easy solution for the more complex deals that traditional lenders will not consider. Their model provides a simple approach in the processing of loan applications, all the way through to settlement with great confidence. MAS has provided me with a means of taking my business to the next level, offering competitive pricing, great product range and a rewarding commission structure. An innovative approach to lending, one which has been lacking in my 10 years within the Mortgage Broking Industry!

John KBroker

My dealings with our new panel lender, MAS, have been excellent. They have a can do attitude, understand a transaction and offer a personal and skilled service. I’d recommend anyone looking for a new lender that offers support and a can do attitude to give these guys a try.

Scott PorterBroker

I have had the pleasure of dealing with MAS in a number of home and business loans over the past 10 years – they deliver.


Thank you for the swift and professional service. I got to auction and bought my dream home.

Danielle and DougNSW

The whole team at MAS were amazing. We are so glad we arranged our finance through you with the help of our broker.

Steve and NatVIC

I cannot speak highly enough of the MAS experience, without their persistence and support the process of buying a home would have been a nightmare.