Think Outside the Banks

You may not have heard of MAS before today. The reason for that is simple: we prefer to concentrate on servicing Australian home buyers from behind the scenes instead of making headlines and expensive ad campaigns. Headquartered in Sydney, MAS has provided mortgage lending services throughout Australia since 2002.

MAS was founded by two entrepreneurial minds, and a group of experienced bankers. Along with experienced advisers, they formulated the MAS operating plan to provide mortgages to clients with speed, flexibility and local decision making.



MAS prides itself on providing innovative financial solutions for our customers.



Let MAS make the most of your next business and commercial investment.



From reports, to bonds, to mortgage protection – MAS has you covered.


Manage Your Loan Online With Ease

The Team

MAS was founded in 2003 by Troy Phillips and Brett Hartley. They identified the need for an innovative mortgage and financial services business which takes a holistic and long term view of their client’s financial needs.

MAS has built its reputation on providing private banking style service to every client:  one-on one service, new and innovative home loan products, fast approvals, and providing a real alternative to the big banks.



NAB Economics Behavioural Insights – Life in Lockdown (October 2021)

| Economic Perspective | No Comments
1 in 5 Australians believe lockdowns have had a very negative impact on their mental health Over 7 in 10 Australians support vaccinated people having more freedoms than non-vaccinated Lockdowns have been a key public health measure to reduce the spread of COVID in Australia. While there is ample evidence…

NAB Quarterly Australian Commercial Property Survey Q2 2021

| Economic Outlook | No Comments
Commercial property market sentiment is still negative but continuing the slow recovery from the COVID-induced downturn in mid-2020. The NAB Commercial Property Index lifted for the fourth straight quarter in Q2, but is still negative (-7 pts), after falling to -62 pts one year ago. It should be noted the…

The Bigger Picture – A Global and Australian Economic Perspective – February 2021

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The resurgence of COVID-19 in many parts of the world towards the end of 2020, as well as the re-introduction of mobility restrictions to bring it back under control, has had a negative impact on the global recovery. The Euro-zone economy went backwards in Q4, as did the UK’s in…


Our wholesale funding providers are some of Australia’s largest banks and include:

MAS provides an easy solution for the more complex deals that traditional lenders will not consider. Their model provides a simple approach in the processing of loan applications, all the way through to settlement with great confidence. MAS has provided me with a means of taking my business to the next level, offering competitive pricing, great product range and a rewarding commission structure. An innovative approach to lending, one which has been lacking in my 10 years within the Mortgage Broking Industry!

John KBroker

My dealings with our new panel lender, MAS, have been excellent. They have a can do attitude, understand a transaction and offer a personal and skilled service. I’d recommend anyone looking for a new lender that offers support and a can do attitude to give these guys a try.

Scott PorterBroker

I have had the pleasure of dealing with MAS in a number of home and business loans over the past 10 years – they deliver.


Thank you for the swift and professional service. I got to auction and bought my dream home.

Danielle and DougNSW

The whole team at MAS were amazing. We are so glad we arranged our finance through you with the help of our broker.

Steve and NatVIC

I cannot speak highly enough of the MAS experience, without their persistence and support the process of buying a home would have been a nightmare.